So now your suggestion is to not fix it at all right now, but instead go back in time? If so, just go back to the 70s and kill the federal student loan program. It's totally one of those unintended consequences.I'm not saying to give money back, but if you haven't missed a payment and you owe more than you started, that shit needs to be rectified.
No one should make money from this, that's why you got a degree, but wrongs should be fixed.