I closed in May 2004 and did a 5/1 ARM (30 year) to get the rate that low. A 30 year fixed would have netted me somewhere in the 5% range at the time. I also got a $5k grant from the FHLB for first time homebuyer. Since I plan to be out of there in 5 years tops, the ARM was the way to go to get a sweet rate and keep the payments down.theacoustician said:
LOL PANELING
- Thread starter CletusJones
- Start date
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kristchan
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smileynev
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kristchan said:it looks great when they do it on trading spaces.
I hate it when they do it on trading spaces. Don't cover up my fucking walls with shit like fabric or straw or old vinyl records please.
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kristchan
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smileynev
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kristchan
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I thought it was the ugliest thing ever. I couldn't stop thinking about how much dust each one of those little petals was going to collect. and how impossible it would be to clean.smileynev said:
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smileynev
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kristchan said:
I wouldn't have picked it, but it looked good. Now the straw, on the other hand, was the stupidest idea ever on that show.
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kristchan
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kristchan said:
You don't use a toothbrush to clean between the tiles do you? Hands and knees with a brush instead of mopping? Do ya?
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kristchan
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BigDov said:
And I wear disposable gloves.
I'm nesting. And it's almost passover. I'm anal about things being sanatary to begin with. I'm in uber bleach mode right now.
Those new one time use toilet brushes are man's greatest invention. (Closely followed by non-stick tin foil.)
kristchan said:
And I wear disposable gloves.
I'm nesting. And it's almost passover. I'm anal about things being sanatary to begin with. I'm in uber bleach mode right now.
Those new one time use toilet brushes are man's greatest invention. (Closely followed by non-stick tin foil.)
All nesting and weirdness aside.....
It's cool with me
Wow. Want some Zoloft?kristchan said:
And I wear disposable gloves.
I'm nesting. And it's almost passover. I'm anal about things being sanatary to begin with. I'm in uber bleach mode right now.
Those new one time use toilet brushes are man's greatest invention. (Closely followed by non-stick tin foil.)
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kristchan
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there's nothing wrong with wanting things to be clean!fly said:
bathrooms are nasty places. and should be treated accordingly.
I was a neat freak before. Taking Disease Conditions in college really put the scare into me. I think working in a school has made me worse. I've seen how quickly and how many diseases spread. Little kids are gross.
Did you know they now make keychains that hold a little bottle of hand sanitizer?
kristchan said:there's nothing wrong with wanting things to be clean!
bathrooms are nasty places. and should be treated accordingly.
I was a neat freak before. Taking Disease Conditions in college really put the scare into me. I think working in a school has made me worse. I've seen how quickly and how many diseases spread. Little kids are gross.
Did you know they now make keychains that hold a little bottle of hand sanitizer?
HAHAHAHAHA
kristchan said:Did you know they now make keychains that hold a little bottle of hand sanitizer?
You must be part Japanese....... clean freak weirdo!!! LOL
Syrup Beaver
pants log
I had ~3.9% or so on my last house, had a mortgage tied to the CD rate, that was a BITCH to get - had to have immaculate credit.smileynev said:
Kids are gross!!! And yet you have kids.......kristchan said:there's nothing wrong with wanting things to be clean!
bathrooms are nasty places. and should be treated accordingly.
I was a neat freak before. Taking Disease Conditions in college really put the scare into me. I think working in a school has made me worse. I've seen how quickly and how many diseases spread. Little kids are gross.
Did you know they now make keychains that hold a little bottle of hand sanitizer?
Syrup Beaver
pants log
Hers she can dip into a gentle cleansing acid to keep clean, it's the other kids she has to worry aboutPandora said:Kids are gross!!! And yet you have kids.......