Pretty certain fly has a set monthly budget for those items.stuff you buy on amazon
groceries
eating out
gas
dildo purchases
bribes to police officers
hospital bills for anal extractions
you know, unpredictable stuff thats not a bill thats the same every month.
I've been 100% cashless for probably over a decade now.Once I went 100% cashless, the advantages of using mint or a similar service that tracked all of my spending, be it discretionary or budgeted, went a long way to helping me in fixing some runaway aspects of my budget.
Its spelled "classless," dear.I've been 100% cashless for probably over a decade now.
and negotiate everything! Beef shanks were on sale for $2.99/lb (regular grocery store) and I asked the guy, 'what's the price if I buy 20 lbs?' (I needed it & I was being sarcastic but BAM. another 15% off!Just pay cash for everything. It's easy to see income and outlay when you have to remove physical money from your pocket and place it in someone else's hand.
that's not negotiating, that's buying in bulk. Pretty much everything is discounted if you buy in bulk.and negotiate everything! Beef shanks were on sale for $2.99/lb (regular grocery store) and I asked the guy, 'what's the price if I buy 20 lbs?' (I needed it & I was being sarcastic but BAM. another 15% off!
As apposed to what? Goats?Always tip in cash
That's barter. Also very sensible.As apposed to what? Goats?
I dunno why you guys bother segregating savings from checking. The rate of return on savings is so low as to not be worth taking advantage of.
As apposed to what? Goats?
That's the poor mans way these days. If you aren't taking advantage of credit card points, you are paying too much for your goods.Just pay cash for everything. It's easy to see income and outlay when you have to remove physical money from your pocket and place it in someone else's hand.