Ontopic Find all your Covid-19 needs here!

Maureen

Lot's Salty Wife
Nov 16, 2010
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lots of stuff about insurance & Healthcare costs here are weird & make it difficult to predict pricing/what is covered

like

if you get a screening colonoscopy and it's been long enough since your last one (with that insurance company), the colonoscopy is covered (assuming your endoscopist/gastroenterologist is one your insurance covers). but, if you have any symptoms, like bleeding, even if you know it's because of hemorrhoids, it's no longer screening, it's diagnostic. there's no actual difference in procedure between screening and diagnostic, it's solely a billing distinction, but diagnostic generally isn't covered.

you can TRY to plan ahead, and some people do, but even if you call your insurance company and give them the billing codes (usually CPT codes) and associated diagnoses (usually ICD-10 codes) and you give them the providers, they still will never guarantee what will or won't be covered. they'll probably tell you if they know something won't be covered for sure, but if it looks like it should, you'll still only get a wishy washy answer because the whole thing is so convoluted that your nurse anesthetist might be out of network, or the lab is a send-out and the reference lab isn't covered, etc. it's a shitshow.
ok so.. the government has shut down allllll these things down preventing ppl
from working etc... THEY FAILED to act fast to control the spread (plus all your peeps are stubborn but that’s another story let’s stick to the government) and they broadcast to the masses over and over “:

“GET TESTED YOU GONNA DIEEEEE
we got the highest covid cases in the whole wide world!!!!! PANDEMIX!!

but y’all also have to pay out of pocket for this. and if you ain’t got insurance, sorry boo.
good luck and god bless”



i’m sorry but the united states is not the greatest nation on earth!
i’m so very sorry to all you guys. i wish i could give you all our health cares from here cuz this is so fucked.

i know this is the norm to you guys but it’s so crazy to me
 
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Floptical

Doesnt Read Thread Titles
Sep 1, 2006
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ok so.. the government has shut down allllll these things down preventing ppl
from working etc... THEY FAILED to act fast to control the spread (plus all your peeps are stubborn but that’s another story let’s stick to the government) and they broadcast to the masses over and over “:

“GET TESTED YOU GONNA DIEEEEE
we got the highest covid cases in the whole wide world!!!!! PANDEMIX!!

but y’all also have to pay out of pocket for this. and if you ain’t got insurance, sorry boo.
good luck and god bless”



i’m sorry but the united states is not the greatest nation on earth!
i’m so very sorry to all you guys. i wish i could give you all our health cares from here cuz this is so fucked.

i know this is the norm to you guys but it’s so crazy to me
The test doesn’t really matter anything outside of you being able to say you have it. It’s not like a positive test anywhere in the world unlocks some magically medicine.
 

pacojas

Hoe hoe hoe Green Giant !
Apr 24, 2016
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ok so.. the government has shut down allllll these things down preventing ppl
from working etc... THEY FAILED to act fast to control the spread (plus all your peeps are stubborn but that’s another story let’s stick to the government) and they broadcast to the masses over and over “:

“GET TESTED YOU GONNA DIEEEEE
we got the highest covid cases in the whole wide world!!!!! PANDEMIX!!

but y’all also have to pay out of pocket for this. and if you ain’t got insurance, sorry boo.
good luck and god bless”



i’m sorry but the united states is not the greatest nation on earth!
i’m so very sorry to all you guys. i wish i could give you all our health cares from here cuz this is so fucked.

i know this is the norm to you guys but it’s so crazy to me
the USA is not a nation,... we are a corporation. buy or die!