Hawt Colorado Floods

Floptical

Doesnt Read Thread Titles
Sep 1, 2006
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I never troll or hit the forum up for assistance but I'm asking everyone now. A dear friend of mine lost his house, all of his belongings, and vehicles to the flood we experienced in CO. Like 99% of the people affected flood insurance wasn't carried (because it was never needed) and their homeowners will not be covering anything. After 36 hours his family was airlifted out but he was forced to walk because the National Guard refused to take his dog in the helicopter. He instead risked his life and hiked with his dog out of a flooded canyon and joined his family later. We've already done local donations to help with the immediate items like clothing for his two boys (4 and 3) and gift cards for other items. What I'm asking the forum to assist with is getting this link out on FB, Twitter, bathroom walls, whatever means you have to get the story out. We are hoping we can help raise enough money to assist him and others in the area who are affected. Thanks everyone for your help.

http://www.gofundme.com/McCroskey-Family-Fund

sean_zps3e12ed3e.jpg



"The storms in Colorado has left Sean, Meg, Greyson (4) and Carter (3) without a home and transportation.

On Thursday afternoon when the a flood wipe their sheds and one of their cars down the hill Sean and Meg made a quick decision. They grabbed backpacks, loaded them with some of the boys clothes and they, with the boys and their dog, and hiked many miles up the canyon to a friend’s house that still had power. There last view of the house as they left was water lapping at the house. To give perspective they had a year round small creek (could not even sustain fish) that was located 35 feet lower than their house and in a few hours it had become raging river that was dragging anything down the hill with it. Sean hiked back down to the house the next morning and found his house was destroyed. While there he did find his cat that they had left behind because they could not find it when they left.

Over the next 36 hours they coordinated with rescue teams and after hiking for several more miles he was able to get Meg, the boys and their cat airlifted out via helicopter. He and his dog hiked several more miles up the mountain and found a home that took him in and gave him transportation around the flooding.


Their story of survival is just one of thousands of stories that will come out over the next few weeks. This storm had larger flooding than Katrina, 1500 homes have been lost, 19K homes have been damaged and 1200 people are still unaccounted for. Sean and his family are lucky as they survived without injury and they have a great network of family, friends and co-workers. But that is not enough. This morning it was confirmed that their home insurance will not cover any of the loss. Please join me in contributing to a fund that can assist them during this tough time."
 

JAXvillain

Curly_Sue
Oct 13, 2004
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There will be govt relief monies, right? It's got to be a disaster at this point.
Hello FEMA trailer.
 

Domon

Robotic Dexter
May 19, 2011
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So what the hell happens now... you have to keep paying a mortgage on a house that doesnt even exist anymore, AND take a new loan to rebuild?

That sounds like it leaves you utterly fucked.
 

JAXvillain

Curly_Sue
Oct 13, 2004
68,542
1,879
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So what the hell happens now... you have to keep paying a mortgage on a house that doesnt even exist anymore, AND take a new loan to rebuild?

That sounds like it leaves you utterly fucked.

Govt bailout is next. Wonder if the hill members from LA and NJ drag their feet on passing funding. Will be interesting to watch.
 

kiwi

Messin’ with Sasquatch
Apr 22, 2005
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So what the hell happens now... you have to keep paying a mortgage on a house that doesnt even exist anymore, AND take a new loan to rebuild?

That sounds like it leaves you utterly fucked.

This. I don't understand how flood insurance has to be a separate thing. Insurance is to protect your home from damage yet you then have to specify what kind of damage? Insurance is so messed up.
 

Floptical

Doesnt Read Thread Titles
Sep 1, 2006
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So what the hell happens now... you have to keep paying a mortgage on a house that doesnt even exist anymore, AND take a new loan to rebuild?

That sounds like it leaves you utterly fucked.

Basically yes
 

ZRH

(retired?) Google-F.U.
Mar 5, 2005
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So what the hell happens now... you have to keep paying a mortgage on a house that doesnt even exist anymore, AND take a new loan to rebuild?

That sounds like it leaves you utterly fucked.
Thats what insurance is for. They always deny the first time around. It'll get paid out. The mortgage company will sue the insurance company.
 
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Floptical

Doesnt Read Thread Titles
Sep 1, 2006
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Thats what insurance is for. They always deny the first time around. It'll get paid out. The mortgage company will sue the insurance company.

When we got flooded by the Mississippi in '93 they never paid out. No different than them never paying all the times I saw it happen by storms in Fl. People would lose everything because their hurricane insurance and home owners wouldn't cover because they deemed the damage was caused by storm surge. Or when people lose everything due to wild fires which like floods and earthquakes require a different policy and coverage than homeowners.
 

fly

Osharts 11
Oct 1, 2004
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mattressfish
When we got flooded by the Mississippi in '93 they never paid out. No different than them never paying all the times I saw it happen by storms in Fl. People would lose everything because their hurricane insurance and home owners wouldn't cover because they deemed the damage was caused by storm surge. Or when people lose everything due to wild fires which like floods and earthquakes require a different policy and coverage than homeowners.

'93 was a different time. I'm not saying they will be made whole again, but some help will be coming for them. Either way, I'll donate and tweet it out to some people that might help. :heart:
 

APRIL

Feel Free to Pee on Me
Sep 30, 2004
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Houston
That's when you (purposefully) set your house on fire so then it can be claimed under fire damage before the flood waters get to it. :omy:
 

Mean Mr. Mustard

Always shouts out something obscene
Sep 30, 2004
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Steam
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This is why I have to have 3 separate policies
Standard homeowners insurance
Hurricane "windstorm" insurance
Flood insurance
The cost is rediculous:rolleyes:
 

APRIL

Feel Free to Pee on Me
Sep 30, 2004
103,200
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Houston
This is why I have to have 3 separate policies
Standard homeowners insurance
Hurricane "windstorm" insurance
Flood insurance
The cost is rediculous:rolleyes:
ridiculous

omg that drives me crazy... you're not "re" diculousing anything.