Easy. We are not getting stuff we don't need on credit.Soon enough, credit heaven!! Yayyyy!
Easy. We are not getting stuff we don't need on credit.
I pay my stupid balance every month ... I like it better this way cuz now I won't charge more than I can handle at the end of the month gotta be responsibleYaup. Only buy what you can pay for. So many people don't get that and the CC companies reap that benefit.
This won't be with a credit card. If I can avoid credit cards I will. What we are talking about is a personal loan from the bank to buy new furniture and appliances. I'm going to need to get a new TV, fridge, washer and dryer, bedroom furniture for us and the kid, new office furniture, and new lounge room furniture. Going to be racking up around 8 to 10 grand in debt.Yaup. Only buy what you can pay for. So many people don't get that and the CC companies reap that benefit.
Then save up, put it on credit, pay it off immediately, then enjoy the 5% cash benefit from the purchase. (depending on the credit card you get you can get this benefit)This won't be with a credit card. If I can avoid credit cards I will. What we are talking about is a personal loan from the bank to buy new furniture and appliances. I'm going to need to get a new TV, fridge, washer and dryer, bedroom furniture for us and the kid, new office furniture, and new lounge room furniture. Going to be racking up around 8 to 10 grand in debt.
Then save up, put it on credit, pay it off immediately, then enjoy the 5% cash benefit from the purchase. (depending on the credit card you get you can get this benefit)
It's silly not to take advantage.
It can't get much easier. You're a smart guy...I wish it was much more simplified. Capitalism sucks.