Ontopic Political Poo Flinging

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If these people will get "free money" to spend however they wish, I'm going into the dope dealing business the first week of every month then taking the next 3 weeks off to sleep on my pile of money.
Might offer tattoos and $150 hair dye jobs on the side as well.
Most people deal drugs cause it's the only option they have to make it. With UBI they get to choose what they do with it and if they fail they can just try again because the UBI will keep them fed. Without UBI they stay in the drug game because it's the only thing they rely on.
 
Strictly based on lifetime earnings. Really sucks for young people, especially women who took years off to have and raise kids.

Edit-add(after seeing @OOD 's gravy) - and sucks for stay-at-home dads and all who are part-times for a variety of reasons..
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The SSI and associated services "Credits" system can be tough. Lifetime requirement of 40 credits

In 2018, you must earn $1,320 in covered earnings to get one Social Security or Medicare work credit and $5,280 to get the maximum four credits for the year.

So, you have to make at least 6ishk a year for 10 years throughout your life to get anything at all. Although its less the case these days, most stay at home moms that just popped out successive kids from 21-35 will never have enough years to get the credit if they dont work at all. Working part time to get that 6k a year is a fairly limited amount of work, but you still have to do it.
 
We did this yesterday? The day before? I was asking you for specifics and you bailed then & turned to virtue signaling. And you're doing it again.

You can't do that on welfare now. Where is this imaginary society where everything stays the same as it is now, but *magically* you'll have an additional $1000 to spend?

It won't stay the same. There is no magic money.

These debates sound like kids chatting amongst themselves about how much better the world would be if they were in charge of their parents money.
What did you not understand about me saying I wasn't trying to convince you of anything? I don't give one shit about your political opinions.

Why would I waste me time having a go with you over something you wouldn't consider?


Here is a link that well take all of the time I would have wasted and supply you with information that you will ignore. Or more likely not read at all.

https://www.yang2020.com/what-is-ubi/

Check out more information from experts who agree or disagree with UBI. Don't be a lazy fuck. Or do. I don't care.
 
The SSI and associated services "Credits" system can be tough. Lifetime requirement of 40 credits

In 2018, you must earn $1,320 in covered earnings to get one Social Security or Medicare work credit and $5,280 to get the maximum four credits for the year.

So, you have to make at least 6ishk a year for 10 years throughout your life to get anything at all. Although its less the case these days, most stay at home moms that just popped out successive kids from 21-35 will never have enough years to get the credit if they dont work at all. Working part time to get that 6k a year is a fairly limited amount of work, but you still have to do it.
But those part timers will probably get less than $800 a month. The average SSD benefit for 2019 will be $1,234 . The maximum benefit for high wage earners goes to $2861.
The 40 lifetime credits comes with a caveat: you have to earn 20 of those credits in the last 10 years, ending with the year you become disabled. We have to give people this bad news on a regular basis. So person who works from 18-35 and has 40 credits, who becomes disabled at 41 after taking off 6 years for whatever reasons, will no longer have enough work credits. So sorry.
 
But those part timers will probably get less than $800 a month. The average SSD benefit for 2019 will be $1,234 . The maximum benefit for high wage earners goes to $2861.
The 40 lifetime credits comes with a caveat: you have to earn 20 of those credits in the last 10 years, ending with the year you become disabled. We have to give people this bad news on a regular basis. So person who works from 18-35 and has 40 credits, who becomes disabled at 41 after taking off 6 years for whatever reasons, will no longer have enough work credits. So sorry.

thats assuming disability. I dont think that last 10 years requirement applies to plain old retirement after 62 does it?
 
there will absolutely be some people that abuse a UBI. Theyll make poor life choices just like they do with money they currently earn/steal/borrow under our current system.

Its what percentage of people you think those types comprise thats the question. If its 20%? unrestricted UBI is probably a bad idea.

What is an acceptable percentage?
I'm not worried about abuse. It happens you can't stop it. Because money is *suddenly* available, somewhere else someone will *suddenly* show you a need to part with it. ie) I know your rent was $100/month, but since this UBI thing, I've got people who say they'll give me $200 for it, so we're not renewing your lease with you, or your rent will go up to $200.

"Universally" everyone will have more $ and "Universally" the stores, service co's, drug dealers, will be right there to take it.
 
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I'm not worried about abuse. It happens you can't stop it. Because money is *suddenly* available, somewhere else someone will *suddenly* show you a need to part with it. ie) I know your rent was $100/month, but since this UBI thing, I've got people who say they'll give me $200 for it, so we're not renewing your lease with you, or your rent will go up to $200.

"Universally" everyone will have more $ and "Universally" the stores, service co's, drug dealers, will be right there to take it.
you think inflation would just eat UBI immediately eh? That is a risk I hadnt thought of.
 
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thats assuming disability. I dont think that last 10 years requirement applies to plain old retirement after 62 does it?
No. Funny thing. You can start drawing SSD(disability at say 50) and stay on it until 70, and not be penalized for drawing "Social Security"(SSI) early. So your benefit might jump by switching to SSI at that age or earlier if you figure your odds aren't that good. Even switching to regular SSI at age 62.5 is more money for most folks on SSD, since it is based on lifetime earnings, not the credit system.
@Immigrant - something to investigate when you turn 62.
 
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there will absolutely be some people that abuse a UBI. Theyll make poor life choices just like they do with money they currently earn/steal/borrow under our current system.

Its what percentage of people you think those types comprise thats the question. If its 20%? unrestricted UBI is probably a bad idea.

What is an acceptable percentage?

Kinda hard to say.

Hang around any gov housing project on the 1st of the month and there is much beer and steaks on the grill and taxi rides to score drugs, etc. By the second week the money's gone and things are pretty quiet again.

Of course plenty of people get their paycheck cashed from their construction boss on Friday and are broke by Monday too. Some of that would at least pay bills and put gas in the truck.

Doing handyman work I know a few people to hit up at tax refund time too. Get all you can as fast as you can 'cause they're gonna blow it as fast as they got it too. Won't have anything to pay you with the rest of the year but they got their $6 Starbucks coffee every morning like clockwork.


I think some of it is human nature to not appreciate things you didn't have to work for as much as things you do, and some of it is just people being dumb with money. *

I don't know what would be an acceptable percentage but it might be over 20 right now.


* I use these examples because they're all people I've known and places I've worked. The people at the gov housing complex and the tax refund people both viewed it as "free money".

The broke construction worker was me when I figured I was just keeping the bills paid and couldn't get tied down too much because surely we were going to land a record deal, go on tour, and become rockstars any day now.
 
i try not to equate “happiness” with wealth,but that’s the new American Dream I guess.

A search for happiness is a lot longer trek when you can’t meet basic needs on a full time income. There was a time when a manufacturing job could manage to feed a small family. Those days are long gone. In his part of the country, if you work a manufacturing job it likely pays slightly better than minimum wage and you’ll need at least 2 roommates who also work full time.
 
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For as far as abuse levels of the proposed UBI and what to expect, look at what happens when one person is seen buying a lobster on food stamps. Suddenly, every righty wants to flush the entire system down the crapper.
 
I always compare it to loss ratios at retail stores. Most stores expect somewhere between 14-20 percent in "Shrinkage". But it doesnt keep them from operating. People are gonna steal, shit is gonna break, they acknowledge that, account for it, and continue to make money
 
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