FYI UF Money Thread

I get how it works, divide up tips at the end of the night, etc. Cash from my hand to hers is me saying thanks to her for her service to me. It's direct. At that point it's hers, she can do whatever she wants with it.
Nope, at least not at the restaurants I've worked at. We keep our credit card tips and if there is a bar, we tip out the bartender out of our tips at least 10% for making the drinks I served.
 
Or maybe I have many people dependant on me which means unexpected costs arise more often than dinks experience.
You're losing money if you aren't using credit. Those rewards on credit cards... you are still paying for them if you use other tender. Minus whale get something back from what you're spending.

Businesses increase their prices to be able to take credit. I absolutely do so in my business too.

Plus you get an extra month to figure out where to cut back if a surprise expense pops up. You're not going to get that on a cash basis.
 
You're losing money if you aren't using credit. Those rewards on credit cards... you are still paying for them if you use other tender. Minus whale get something back from what you're spending.

Businesses increase their prices to be able to take credit. I absolutely do so in my business too.

Plus you get an extra month to figure out where to cut back if a surprise expense pops up. You're not going to get that on a cash basis.
If I don't have the money for something that arises unexpectedly, putting it on a credit card would be extremely irresponsible of me. I've never had a credit card, but I do know one thing. That you never put anything on credit that you can't afford without credit.
 
If I don't have the money for something that arises unexpectedly, putting it on a credit card would be extremely irresponsible of me. I've never had a credit card, but I do know one thing. That you never put anything on credit that you can't afford without credit.
Correct. So why wouldn't you use credit cards instead? Sounds like you get it.
 
I am a butt man. One of the reasons I married @Applesauce

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