But then you have me, who goes for a checkup once a year, has anti-baby medication, and offsets into the other direction because so few expenses are incurred by my health status.
It's like car insurance. You pay to protect yourself, but your state dictates how much you need to pool based on the asshole drivers that surround you. So drive as carefully as possible, and if everyone else does the same costs stay relatively the same.
The Meester was born with a congenital defect in his heart. Nothing he did made him less healthy, and now his heart is stronger than any of ours. His cardiologist does his annual checkup, he has an echo once every five years, and he gets his damn flu shot. He's way healthier than a ton of people out there, as if he has to pay company's and pay out a 3k deductible to make sure his innards don't melt whilst on blood thinners for his valve then whatevs.
