It's called saving for a rainy day within your budget so these "unforeseen" problems don't bust the budget.
I don't think you quite understand. My budget covers all necessities, I have no money spare aside from the necessities. If I saved for a rainy day it would mean foregoing food.
So yes Mrs Valve Xmas was an unforeseen (and somewhat unpleasant) expenditure. I don't usually have to buy for a boyfriend AND two kids AND try and fit my family into the picture too AND my friends when I have no extra money for luxuries myself. Sometimes things are tight but atleast they can't really get worse from where I'm sat, which is quite comforting.
Yea seriously, what do cigerettes cost over there? It's becoming a rich mans hobby here.
And it's it really your responsibility to get gifts for your bf and his kids?
I don't drink like I used to thanks. And cigarettes are an addiction, not something I can just 'give up'.
So long as you drink one drop of alcohol and have one cigarette. Then I don't want to read your posts whining about money. My mother, her father and a cousin on my father's side all went cold turkey with cigarettes. So it can be done and is the best way to do it.