not finding your own solution is hardly denial.
You're going to have to explain that one. My option right now under my current insurance, is that I will have to make sure I can afford $50,000+ Just to give my son a sibling. Why? Because that coverage is currently denied for my wife due to a pre-existing condition.
That also is a routine procedure. So my solution is to either rob a bank, or deliver the kid myself putting both mother and child in more jeopardy.