keep in mind that the people who are bitching at you also aren't parents. i understand, and you didn't come here to be bitched at because of your personal financial choices.
bottom line is that you had a bad experience with a lot of inexperienced people and a lot of wasted time. you are smart to write the company...i write companies all the time (and i try to balance the bad with good), and i often hear back, which makes me happy. maybe this time, if you do have the cash, go ahead and pay as much as you can so you don't pay interest on it (or pay enough off where you can pay the rest off next month.)
keep us posted on what happens, and please stop in every so often so we don't feel alone and abused.
I wasn't bitching at her. Actually my first post I was trying to be helpful and it was taken completely wrong which makes me think that she has been told this before.
However, child rearing is a choice and you choose to spend your money that way. Which is fine, for you.