I have a money dilema

But at a 2% interest rate, you're losing money by giving it back. It's cheaper for her to buy the shoes now with this money than earn and spend it later.
not right now it's not. inflation is down right now. aren't we still supposed to be worrying about deflation?

besides, buying shoes is not an investment. it's just a debt.

not that anything we say matters. threads like this are designed to fish for the advice you want to hear.
 
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not right now it's not. inflation is down right now. aren't we still supposed to be worrying about deflation?

besides, buying shoes is not an investment. it's just a debt.

not that anything we say matters. threads like this are designed to fish for the advice you want to hear.

Below 2%? I didn't look, but find that hard to believe.