well yeah the point is that individuals don't pay the tax in the first place
but I see what you're saying, I just think it if it's going to exist then it should be limited to helping the least fortunate transition from one job to another in order to avoid them ending up on some other form of public assistance in the long term. the risk of someone making six figures or having seven in assets needing "welfare" is pretty slim so if we're going to deal with low and middle class folks needing to find jobs then save that money for those that need it.
it doesn't help people find jobs though, whole system is set up to enable people to stay unemployed for longer. hence why people are currently taking year long vacations cause they can survive fine on whatever benefits they're being paid at the moment... and most of those people have few assets / payments so they can easily ride it out with what they're paid in benes. the time limits exist as motivation to get a job or you will be cut off (in normal times anyways).
welfare on the other hand is a needed safety net but we have a terrible system in place which basically forces people on it to stay on it. make mimimum wage working a suck job just so all the money you make goes to daycare, or sit at home with your kids and live off uncle sam? hrm.