Ontopic Poo-litical Thrad

[Amstel]

is it all or nothing?

You said it was "a lot." What specifically were you referring to?

 

[wetwillie]

Getting a BK for medical reasons is no big deal for credit these days. As a guy who puts a large amount of credit on the street the explanation to the new lender is pretty generic. "BK due to medical, you can see they continued to pay ALL other credit debt."

& just like that,

View attachment 7256

Wrong.

 

[HipHugHer]

That is the furthest thing from the reality. The majority of bankruptcies are due to medical bills.

Do Medical Bills Really Bankrupt America's Families?

Medical bills cause bankruptcies. Medical costs impact both household finances and the economy as a whole.

www.thebalance.com

**We do bankruptcy filings here so that made me LOL.

I wonder if laws changed in some states or something. I've never had a credit issue due to medical bills. They still don't count against your credit score as far as I know.

Maybe those people filed because they were scared of leaving a bill unpaid or something. It is debt. I assume they could take it out of your estate when you die. But that kind of debt isn't gonna ruin anyone's credit.

It wouldn't surprise me if they have or are trying to change that though.

 

[APRIL]

You said it was "a lot." What specifically were you referring to?

 

[Amstel]

Wrong.

You're not even worth debating on this. It's literally what I submit to lenders and literally what happens.

 

[wetwillie]

I wonder if laws changed in some states or something. I've never had a credit issue due to medical bills. They still don't count against your credit score as far as I know.

Maybe those people filed because they were scared of leaving a bill unpaid or something. It is debt. I assume they could take it out of your estate when you die. But that kind of debt isn't gonna ruin anyone's credit.

It wouldn't surprise me if they have or are trying to change that though.

The laws are primarily Federal and the same, with the exceptions of what is the median income(varies by states, obviously) and the exemptions for what you can keep. Most states allow you to keep your house and one car at minimum.
Again, after 180 days past due Experian puts them on your report and drops your score. Nationwide.

 

[Amstel]

or exposing virtue signaling.

Definitely one or the other.

 

[HipHugHer]

Where do you people get this mis-information? Experian puts them after they are 180 days past due. Judgements for medical bills go on almost immediatly. FFS.

Where do you people get this mis-information? Experian puts them after they are 180 days past due. Judgements for medical bills go on almost immediatly. FFS.

Ontopic - Poo-litical Thrad

It sucks, but pull all of our troops home from the bases they are stationed at and see how quickly things go to complete shit in those areas of the world. We should do it anyway at least temporarily just to teach them a lesson. Maybe they'll stop talking shit about us with their mouth while...

uselessforums.com

 

[APRIL]

or exposing virtue signaling.

Definitely one or the other.

Or option C, the goal posts are moved.

 

[wetwillie]

You're not even worth debating on this. It's literally what I submit to lenders and literally what happens.

You've talked BS before so same back at ya buddy.

 

[nukes]

A hospital won’t directly sue a person over a bill, but their collection agency will.

Nope. I've been threatened with court judgement on non medical bills only.

 

[Amstel]

You've talked BS before so same back at ya buddy.

 

[nukes]

Where do you people get this mis-information? Experian puts them after they are 180 days past due. Judgements for medical bills go on almost immediatly. FFS.

Nope.

 

[tre]

You said it was "a lot." What specifically were you referring to?

You quoted my post, but I didn't say "a lot", i said:

the US military chews up a large amount of taxes

 

[Amstel]

Or option C, the goal posts are moved.

Y'all are going to need to come up with new reasons to bail on responding to claims.

 

[august]

I had medical debt show up on my credit report & lower my score a few months ago
¯\_(ツ)_/¯

 

[tre]

I had medical debt show up on my credit report & lower my score a few months ago
¯\_(ツ)_/¯

fake news

 

[nukes]

Nope.

 

[wetwillie]

Nope.

Can Medical Bills Affect your Credit Report? | Experian

Your medical history is not part of a credit report, but past due medical debts can affect your credit reports and credit scores.If a medical bill is left u

www.experian.com

 

[Amstel]

You quoted my post, but I didn't say "a lot", i said:

omg. must double check for obsessed.

You said it was "a lot." "a large amount." What specifically were you referring to?